Loans

Unsecured Loan – must be repaid in no more than 42 consecutive monthly payments

New Auto – must be repaid in no more than 72 consecutive payments

Used Auto – must be repaid in no more than 60 consecutive payments

Credit Card Loan – consolidate credit card balances with 36, 48, or 60 consecutive monthly payments at 7.99, 9.99 or 11.99

Vacation Loan – a loan with a 5.0 rate that must be paid in 12 consecutive monthly payments

Christmas Loan – a loan with 5.0 rate of interest that must be paid in 12 consecutive monthly payments

Shares Secured Loan – The collateral for this loan is the balance in your savings account. The savings balance must equal loan balance. Savings above loan balance are available funds. The loan rate is 3.5. Savings – Payroll deductions are credited to your savings account. At the present time we are paying an interest rate of 1.5 percent semiannually. Interest is is posted to your account on January 1 and July 1. Funds are always available unless secured for a shares secured loan.